Georgia vs Indiana Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $1,057 more a year in Indiana than in Georgia ($88 a month).
Georgia
5.19% flat state income tax
$58,322
take-home on $75,000 · $4,860/month
37th of 51 states for take-home pay
Georgia paycheck calculator ›Indiana
2.95% flat state income tax
$59,380
take-home on $75,000 · $4,948/month
14th of 51 states for take-home pay
Indiana paycheck calculator ›Take-home pay in Georgia and Indiana by salary
| Salary | Georgia | Indiana | Difference |
|---|---|---|---|
| $40,000 | $32,867 | $33,140 | $273 more in Indiana |
| $50,000 | $40,383 | $40,880 | $497 more in Indiana |
| $60,000 | $47,899 | $48,620 | $721 more in Indiana |
| $75,000 | $58,322 | $59,380 | $1,057 more in Indiana |
| $100,000 | $74,613 | $76,230 | $1,617 more in Indiana |
| $125,000 | $90,838 | $93,016 | $2,178 more in Indiana |
| $150,000 | $106,629 | $109,366 | $2,737 more in Indiana |
| $200,000 | $139,170 | $143,027 | $3,857 more in Indiana |
Single filer, standard deduction, no local tax. To match $75,000 in Georgia you would need about $73,450 in Indiana; to match $75,000 in Indiana you would need about $76,600 in Georgia.
How Georgia and Indiana tax wages
| 2026 | Georgia | Indiana |
|---|---|---|
| Income tax | a flat 5.19% income tax | a flat 2.95% income tax |
| Top rate | 5.19% | 2.95% |
| Standard deduction | $12,000 single | None (exemptions or credits only) |
| State tax on $75k | $3,270 (4.4%) | $2,213 (3.0%) |
| Local wage taxes | No | Yes (11 modeled) |
| Reciprocity | None | Kentucky, Michigan, Ohio, Pennsylvania, Wisconsin |
| 2026 change | Georgia cut its flat rate from 5.39% to 5.19%, retroactive to January 1, 2025. | Indiana cut its flat rate from 3.0% to 2.95% on January 1, 2026, with 2.9% scheduled for 2027. |
Georgia vs Indiana: FAQ
Does Georgia or Indiana have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $1,057 more a year in Indiana than in Georgia ($88 a month). Georgia has a flat 5.19% income tax for 2026. Indiana has a flat 2.95% income tax for 2026.
What salary in Indiana equals $75,000 in Georgia?
To take home the same $58,322 that $75,000 leaves in Georgia, you would need about $73,450 in Indiana, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Indiana than in Georgia?
At $150,000 the gap is $2,737 a year: $106,629 in Georgia versus $109,366 in Indiana. With flat or no state tax, the gap grows roughly in line with salary.
What if I live in Georgia and work in Indiana?
Georgia and Indiana do not have a reciprocity agreement, so Indiana withholds tax on wages earned there and Georgia generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the Georgia vs Indiana comparison?
Indiana has local wage taxes in places like Indianapolis (2.02% (Marion County)), Fort Wayne (1.59% (Allen County)), Evansville (1.25% (Vanderburgh County)). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.