Minnesota vs Texas Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $3,577 more a year in Texas than in Minnesota ($298 a month).
Minnesota
5.35% - 9.85% state income tax
$58,015
take-home on $75,000 · $4,835/month
44th of 51 states for take-home pay
Minnesota paycheck calculator ›Texas
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Texas paycheck calculator ›Take-home pay in Minnesota and Texas by salary
| Salary | Minnesota | Texas | Difference |
|---|---|---|---|
| $40,000 | $32,999 | $34,320 | $1,321 more in Texas |
| $50,000 | $40,478 | $42,355 | $1,877 more in Texas |
| $60,000 | $47,833 | $50,390 | $2,557 more in Texas |
| $75,000 | $58,015 | $61,592 | $3,577 more in Texas |
| $100,000 | $73,903 | $79,180 | $5,277 more in Texas |
| $125,000 | $89,725 | $96,703 | $6,979 more in Texas |
| $150,000 | $104,849 | $113,791 | $8,942 more in Texas |
| $200,000 | $136,060 | $148,927 | $12,867 more in Texas |
Single filer, standard deduction, no local tax. To match $75,000 in Minnesota you would need about $69,900 in Texas; to match $75,000 in Texas you would need about $80,650 in Minnesota.
How Minnesota and Texas tax wages
| 2026 | Minnesota | Texas |
|---|---|---|
| Income tax | 4 brackets from 5.35% to 9.85% | no state income tax |
| Top rate | 9.85% | 0% |
| Standard deduction | $15,300 single | Not applicable |
| State tax on $75k | $3,577 (4.8%) | $0 (0.0%) |
| Local wage taxes | No | No |
| Reciprocity | Michigan, North Dakota | None |
Minnesota vs Texas: FAQ
Does Minnesota or Texas have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $3,577 more a year in Texas than in Minnesota ($298 a month). Minnesota has 4 brackets from 5.35% to 9.85% for 2026. For single filers the top 9.85% rate starts at $203,150 of taxable income. Texas has no state income tax.
What salary in Texas equals $75,000 in Minnesota?
To take home the same $58,015 that $75,000 leaves in Minnesota, you would need about $69,900 in Texas, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Texas than in Minnesota?
At $150,000 the gap is $8,942 a year: $104,849 in Minnesota versus $113,791 in Texas. Progressive brackets make the difference grow faster as income rises.