New York vs Virginia Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $99 more a year in New York than in Virginia ($8 a month).
New York
3.9% - 10.9% state income tax
$58,139
take-home on $75,000 · $4,845/month
42nd of 51 states for take-home pay
New York paycheck calculator ›Virginia
2% - 5.75% state income tax
$58,040
take-home on $75,000 · $4,837/month
43rd of 51 states for take-home pay
Virginia paycheck calculator ›Take-home pay in New York and Virginia by salary
| Salary | New York | Virginia | Difference |
|---|---|---|---|
| $40,000 | $32,757 | $32,781 | $24 more in Virginia |
| $50,000 | $40,252 | $40,241 | $11 more in New York |
| $60,000 | $47,747 | $47,701 | $46 more in New York |
| $75,000 | $58,139 | $58,040 | $99 more in New York |
| $100,000 | $74,320 | $74,191 | $129 more in New York |
| $125,000 | $90,369 | $90,276 | $92 more in New York |
| $150,000 | $105,981 | $105,927 | $54 more in New York |
| $200,000 | $138,167 | $138,188 | $21 more in Virginia |
Single filer, standard deduction, no local tax. To match $75,000 in New York you would need about $75,150 in Virginia; to match $75,000 in Virginia you would need about $74,850 in New York.
How New York and Virginia tax wages
| 2026 | New York | Virginia |
|---|---|---|
| Income tax | 9 brackets from 3.9% to 10.9% | 4 brackets from 2% to 5.75% |
| Top rate | 10.9% | 5.75% |
| Standard deduction | $8,000 single | $8,750 single |
| State tax on $75k | $3,453 (4.6%) | $3,552 (4.7%) |
| Local wage taxes | Yes (2 modeled) | No |
| Reciprocity | None | District of Columbia, Kentucky, Maryland, Pennsylvania, West Virginia |
New York vs Virginia: FAQ
Does New York or Virginia have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $99 more a year in New York than in Virginia ($8 a month). New York has 9 brackets from 3.9% to 10.9% for 2026. For single filers the top 10.9% rate starts at $25,000,000 of taxable income. Virginia has 4 brackets from 2% to 5.75% for 2026. For single filers the top 5.75% rate starts at $17,000 of taxable income.
What salary in Virginia equals $75,000 in New York?
To take home the same $58,139 that $75,000 leaves in New York, you would need about $75,150 in Virginia, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in New York than in Virginia?
At $150,000 the gap is $54 a year: $105,981 in New York versus $105,927 in Virginia. Progressive brackets make the difference grow faster as income rises.
What if I live in New York and work in Virginia?
New York and Virginia do not have a reciprocity agreement, so Virginia withholds tax on wages earned there and New York generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the New York vs Virginia comparison?
New York has local wage taxes in places like New York City (3.078%-3.876%), Yonkers (1.96% / 0.5%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.