Maryland vs Virginia Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $201 more a year in Maryland than in Virginia ($17 a month).
Maryland
2% - 6.5% state income tax
$58,241
take-home on $75,000 · $4,853/month
38th of 51 states for take-home pay
Maryland paycheck calculator ›Virginia
2% - 5.75% state income tax
$58,040
take-home on $75,000 · $4,837/month
43rd of 51 states for take-home pay
Virginia paycheck calculator ›Take-home pay in Maryland and Virginia by salary
| Salary | Maryland | Virginia | Difference |
|---|---|---|---|
| $40,000 | $32,632 | $32,781 | $149 more in Virginia |
| $50,000 | $40,192 | $40,241 | $49 more in Virginia |
| $60,000 | $47,752 | $47,701 | $51 more in Maryland |
| $75,000 | $58,241 | $58,040 | $201 more in Maryland |
| $100,000 | $74,642 | $74,191 | $451 more in Maryland |
| $125,000 | $90,923 | $90,276 | $647 more in Maryland |
| $150,000 | $106,707 | $105,927 | $780 more in Maryland |
| $200,000 | $139,101 | $138,188 | $913 more in Maryland |
Single filer, standard deduction, no local tax. To match $75,000 in Maryland you would need about $75,300 in Virginia; to match $75,000 in Virginia you would need about $74,700 in Maryland.
How Maryland and Virginia tax wages
| 2026 | Maryland | Virginia |
|---|---|---|
| Income tax | 10 brackets from 2% to 6.5% | 4 brackets from 2% to 5.75% |
| Top rate | 6.5% | 5.75% |
| Standard deduction | $3,350 single | $8,750 single |
| State tax on $75k | $3,351 (4.5%) | $3,552 (4.7%) |
| Local wage taxes | Yes (6 modeled) | No |
| Reciprocity | District of Columbia, Pennsylvania, Virginia, West Virginia | District of Columbia, Kentucky, Maryland, Pennsylvania, West Virginia |
| 2026 change | Maryland added 6.25% and 6.5% brackets for high earners, effective for 2025 and later years. | No rate change |
Maryland vs Virginia: FAQ
Does Maryland or Virginia have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $201 more a year in Maryland than in Virginia ($17 a month). Maryland has 10 brackets from 2% to 6.5% for 2026. For single filers the top 6.5% rate starts at $1,000,000 of taxable income. Virginia has 4 brackets from 2% to 5.75% for 2026. For single filers the top 5.75% rate starts at $17,000 of taxable income.
What salary in Virginia equals $75,000 in Maryland?
To take home the same $58,241 that $75,000 leaves in Maryland, you would need about $75,300 in Virginia, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Maryland than in Virginia?
At $150,000 the gap is $780 a year: $106,707 in Maryland versus $105,927 in Virginia. Progressive brackets make the difference grow faster as income rises.
Do Maryland and Virginia have a reciprocity agreement?
Yes. If you live in one of these states and work in the other, you can usually file a nonresident exemption form with your employer so only your home state withholds income tax.
Do local taxes change the Maryland vs Virginia comparison?
Maryland has local wage taxes in places like Baltimore (3.2% (County)), Columbia (3.2% (Howard County)), Frederick (2.96% / 2.25% (Frederick County)). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.