Arizona vs New York Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $1,787 more a year in Arizona than in New York ($149 a month).
Arizona
2.5% flat state income tax
$59,926
take-home on $75,000 · $4,994/month
12th of 51 states for take-home pay
Arizona paycheck calculator ›New York
3.9% - 10.9% state income tax
$58,139
take-home on $75,000 · $4,845/month
42nd of 51 states for take-home pay
New York paycheck calculator ›Take-home pay in Arizona and New York by salary
| Salary | Arizona | New York | Difference |
|---|---|---|---|
| $40,000 | $33,529 | $32,757 | $772 more in Arizona |
| $50,000 | $41,314 | $40,252 | $1,062 more in Arizona |
| $60,000 | $49,099 | $47,747 | $1,352 more in Arizona |
| $75,000 | $59,926 | $58,139 | $1,787 more in Arizona |
| $100,000 | $76,889 | $74,320 | $2,569 more in Arizona |
| $125,000 | $93,788 | $90,369 | $3,419 more in Arizona |
| $150,000 | $110,250 | $105,981 | $4,269 more in Arizona |
| $200,000 | $144,136 | $138,167 | $5,969 more in Arizona |
Single filer, standard deduction, no local tax. To match $75,000 in Arizona you would need about $77,750 in New York; to match $75,000 in New York you would need about $72,350 in Arizona.
How Arizona and New York tax wages
| 2026 | Arizona | New York |
|---|---|---|
| Income tax | a flat 2.5% income tax | 9 brackets from 3.9% to 10.9% |
| Top rate | 2.5% | 10.9% |
| Standard deduction | $8,350 single | $8,000 single |
| State tax on $75k | $1,666 (2.2%) | $3,453 (4.6%) |
| Local wage taxes | No | Yes (2 modeled) |
| Reciprocity | None | None |
Arizona vs New York: FAQ
Does Arizona or New York have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $1,787 more a year in Arizona than in New York ($149 a month). Arizona has a flat 2.5% income tax for 2026. New York has 9 brackets from 3.9% to 10.9% for 2026. For single filers the top 10.9% rate starts at $25,000,000 of taxable income.
What salary in New York equals $75,000 in Arizona?
To take home the same $59,926 that $75,000 leaves in Arizona, you would need about $77,750 in New York, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Arizona than in New York?
At $150,000 the gap is $4,269 a year: $110,250 in Arizona versus $105,981 in New York. Progressive brackets make the difference grow faster as income rises.
What if I live in Arizona and work in New York?
Arizona and New York do not have a reciprocity agreement, so New York withholds tax on wages earned there and Arizona generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the Arizona vs New York comparison?
New York has local wage taxes in places like New York City (3.078%-3.876%), Yonkers (1.96% / 0.5%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.