Florida vs Iowa Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $2,198 more a year in Florida than in Iowa ($183 a month).
Florida
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Florida paycheck calculator ›Iowa
3.8% flat state income tax
$59,394
take-home on $75,000 · $4,950/month
16th of 51 states for take-home pay
Iowa paycheck calculator ›Take-home pay in Florida and Iowa by salary
| Salary | Florida | Iowa | Difference |
|---|---|---|---|
| $40,000 | $34,320 | $33,452 | $868 more in Florida |
| $50,000 | $42,355 | $41,107 | $1,248 more in Florida |
| $60,000 | $50,390 | $48,762 | $1,628 more in Florida |
| $75,000 | $61,592 | $59,394 | $2,198 more in Florida |
| $100,000 | $79,180 | $76,032 | $3,148 more in Florida |
| $125,000 | $96,703 | $92,605 | $4,098 more in Florida |
| $150,000 | $113,791 | $108,743 | $5,048 more in Florida |
| $200,000 | $148,927 | $141,979 | $6,948 more in Florida |
Single filer, standard deduction, no local tax. To match $75,000 in Florida you would need about $78,300 in Iowa; to match $75,000 in Iowa you would need about $71,900 in Florida.
How Florida and Iowa tax wages
| 2026 | Florida | Iowa |
|---|---|---|
| Income tax | no state income tax | a flat 3.8% income tax |
| Top rate | 0% | 3.8% |
| Standard deduction | Not applicable | $16,100 single |
| State tax on $75k | $0 (0.0%) | $2,198 (2.9%) |
| Local wage taxes | No | Yes (3 modeled) |
| Reciprocity | None | Illinois |
Moving between Florida and Iowa
Moving from Florida to Iowa
Moving to Iowa from Minnesota or Illinois usually cuts your state income tax, since Iowa's flat 3.8% rate applies only after the $16,100 federal-style deduction. At $75,000 a single filer pays $2,198 to Iowa. Check the school district surtax for any address you are considering, because it varies by district. Retirees 55 and older also benefit from Iowa's exclusion of retirement income.
Moving from Iowa to Florida
Moving to Florida removes state income tax entirely. A $75,000 earner coming from Georgia gains $2,994 a year, and the savings grow with income. Plan for higher homeowners' insurance and property tax in many coastal counties, and cut ties with your former state promptly: change your license, voter registration, and mailing address, and file a part-year return there for the year you move.
Florida paychecks in brief
Florida has no personal income tax, so the only taxes on a Florida paycheck in 2026 are federal income tax, Social Security, and Medicare. A single filer earning $75,000 takes home $61,592 a year, or $2,369 every two weeks, which ties Florida for first among the states and DC. That is $2,994 more than the same worker keeps in Georgia and $3,127 more than in Alabama. Read the Florida guide.
Iowa paychecks in brief
Iowa taxes wages at a flat 3.8% in 2026, applied after the same $16,100 standard deduction a single filer takes on the federal return. On a $75,000 salary that means $2,198 in Iowa income tax and $59,394 in take-home pay, or $2,284 every two weeks. The Iowa wrinkle is the school district surtax: many districts add a percentage of your state tax when you file, which costs $110 at that salary in Cedar Rapids and nothing in Des Moines or Davenport. Read the Iowa guide.
Florida vs Iowa: FAQ
Does Florida or Iowa have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $2,198 more a year in Florida than in Iowa ($183 a month). Florida has no state income tax. Iowa has a flat 3.8% income tax for 2026.
What salary in Iowa equals $75,000 in Florida?
To take home the same $61,592 that $75,000 leaves in Florida, you would need about $78,300 in Iowa, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Florida than in Iowa?
At $150,000 the gap is $5,048 a year: $113,791 in Florida versus $108,743 in Iowa. With flat or no state tax, the gap grows roughly in line with salary.
Do local taxes change the Florida vs Iowa comparison?
Iowa has local wage taxes in places like Des Moines (School district surtax), Cedar Rapids (School district surtax), Davenport (School district surtax). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.