Texas vs Utah Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $3,375 more a year in Texas than in Utah ($281 a month).
Texas
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Texas paycheck calculator ›Utah
4.5% flat state income tax
$58,217
take-home on $75,000 · $4,851/month
39th of 51 states for take-home pay
Utah paycheck calculator ›Take-home pay in Texas and Utah by salary
| Salary | Texas | Utah | Difference |
|---|---|---|---|
| $40,000 | $34,320 | $32,520 | $1,800 more in Texas |
| $50,000 | $42,355 | $40,105 | $2,250 more in Texas |
| $60,000 | $50,390 | $47,690 | $2,700 more in Texas |
| $75,000 | $61,592 | $58,217 | $3,375 more in Texas |
| $100,000 | $79,180 | $74,680 | $4,500 more in Texas |
| $125,000 | $96,703 | $91,078 | $5,625 more in Texas |
| $150,000 | $113,791 | $107,041 | $6,750 more in Texas |
| $200,000 | $148,927 | $139,927 | $9,000 more in Texas |
Single filer, standard deduction, no local tax. To match $75,000 in Texas you would need about $80,150 in Utah; to match $75,000 in Utah you would need about $70,200 in Texas.
How Texas and Utah tax wages
| 2026 | Texas | Utah |
|---|---|---|
| Income tax | no state income tax | a flat 4.5% income tax |
| Top rate | 0% | 4.5% |
| Standard deduction | Not applicable | None (exemptions or credits only) |
| State tax on $75k | $0 (0.0%) | $3,375 (4.5%) |
| Local wage taxes | No | No |
| Reciprocity | None | None |
| 2026 change | No rate change | Utah cut its flat rate from 4.55% to 4.5%, retroactive to January 1, 2025. |
Texas vs Utah: FAQ
Does Texas or Utah have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $3,375 more a year in Texas than in Utah ($281 a month). Texas has no state income tax. Utah has a flat 4.5% income tax for 2026.
What salary in Utah equals $75,000 in Texas?
To take home the same $61,592 that $75,000 leaves in Texas, you would need about $80,150 in Utah, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Texas than in Utah?
At $150,000 the gap is $6,750 a year: $113,791 in Texas versus $107,041 in Utah. With flat or no state tax, the gap grows roughly in line with salary.