Ohio vs Tennessee Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $1,346 more a year in Tennessee than in Ohio ($112 a month).
Ohio
2.75% flat state income tax
$60,246
take-home on $75,000 · $5,021/month
11th of 51 states for take-home pay
Ohio paycheck calculator ›Tennessee
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Tennessee paycheck calculator ›Take-home pay in Ohio and Tennessee by salary
| Salary | Ohio | Tennessee | Difference |
|---|---|---|---|
| $40,000 | $33,936 | $34,320 | $384 more in Tennessee |
| $50,000 | $41,696 | $42,355 | $659 more in Tennessee |
| $60,000 | $49,456 | $50,390 | $934 more in Tennessee |
| $75,000 | $60,246 | $61,592 | $1,346 more in Tennessee |
| $100,000 | $77,146 | $79,180 | $2,034 more in Tennessee |
| $125,000 | $93,983 | $96,703 | $2,721 more in Tennessee |
| $150,000 | $110,382 | $113,791 | $3,409 more in Tennessee |
| $200,000 | $144,143 | $148,927 | $4,784 more in Tennessee |
Single filer, standard deduction, no local tax. To match $75,000 in Ohio you would need about $73,100 in Tennessee; to match $75,000 in Tennessee you would need about $77,000 in Ohio.
How Ohio and Tennessee tax wages
| 2026 | Ohio | Tennessee |
|---|---|---|
| Income tax | a flat 2.75% rate on income above $26,050 | no state income tax |
| Top rate | 2.75% | 0% |
| Standard deduction | 0% on first $26,050 | Not applicable |
| State tax on $75k | $1,346 (1.8%) | $0 (0.0%) |
| Local wage taxes | Yes (21 modeled) | No |
| Reciprocity | Indiana, Kentucky, Michigan, Pennsylvania, West Virginia | None |
| 2026 change | Ohio replaced its two brackets with a flat 2.75% rate on income above $26,050 starting in 2026. | No rate change |
Ohio vs Tennessee: FAQ
Does Ohio or Tennessee have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $1,346 more a year in Tennessee than in Ohio ($112 a month). Ohio has a flat 2.75% rate on income above $26,050 for 2026. Tennessee has no state income tax.
What salary in Tennessee equals $75,000 in Ohio?
To take home the same $60,246 that $75,000 leaves in Ohio, you would need about $73,100 in Tennessee, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Tennessee than in Ohio?
At $150,000 the gap is $3,409 a year: $110,382 in Ohio versus $113,791 in Tennessee. With flat or no state tax, the gap grows roughly in line with salary.
Do local taxes change the Ohio vs Tennessee comparison?
Ohio has local wage taxes in places like Columbus (2.5%), Cleveland (2.5%), Cincinnati (1.8%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.