Florida vs Utah Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $3,103 more a year in Florida than in Utah ($259 a month).
Florida
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Florida paycheck calculator ›Utah
4.45% flat state income tax
$58,489
take-home on $75,000 · $4,874/month
37th of 51 states for take-home pay
Utah paycheck calculator ›Take-home pay in Florida and Utah by salary
| Salary | Florida | Utah | Difference |
|---|---|---|---|
| $40,000 | $34,320 | $33,229 | $1,091 more in Florida |
| $50,000 | $42,355 | $40,689 | $1,666 more in Florida |
| $60,000 | $50,390 | $48,149 | $2,241 more in Florida |
| $75,000 | $61,592 | $58,489 | $3,103 more in Florida |
| $100,000 | $79,180 | $74,730 | $4,450 more in Florida |
| $125,000 | $96,703 | $91,140 | $5,563 more in Florida |
| $150,000 | $113,791 | $107,116 | $6,675 more in Florida |
| $200,000 | $148,927 | $140,027 | $8,900 more in Florida |
Single filer, standard deduction, no local tax. To match $75,000 in Florida you would need about $79,800 in Utah; to match $75,000 in Utah you would need about $70,600 in Florida.
How Florida and Utah tax wages
| 2026 | Florida | Utah |
|---|---|---|
| Income tax | no state income tax | a flat 4.45% income tax |
| Top rate | 0% | 4.45% |
| Standard deduction | Not applicable | None (exemptions or credits only) |
| State tax on $75k | $0 (0.0%) | $3,103 (4.1%) |
| Local wage taxes | No | No |
| Reciprocity | None | None |
| 2026 change | No rate change | Utah cut its flat rate from 4.5% to 4.45% for 2026 (SB 60), retroactive to January 1. |
Moving between Florida and Utah
Moving from Florida to Utah
Moving to Utah from Wyoming or Nevada adds a state income tax line: $3,103 a year on $75,000 for a single filer. Coming from Colorado or Idaho the change is small, $511 and $236 more. Utah uses your federal W-4, so there is no new state form to fill out, but file a part-year return in your former state for wages earned before the move.
Moving from Utah to Florida
Moving to Florida removes state income tax entirely. A $75,000 earner coming from Georgia gains $2,994 a year, and the savings grow with income. Plan for higher homeowners' insurance and property tax in many coastal counties, and cut ties with your former state promptly: change your license, voter registration, and mailing address, and file a part-year return there for the year you move.
Florida paychecks in brief
Florida has no personal income tax, so the only taxes on a Florida paycheck in 2026 are federal income tax, Social Security, and Medicare. A single filer earning $75,000 takes home $61,592 a year, or $2,369 every two weeks, which ties Florida for first among the states and DC. That is $2,994 more than the same worker keeps in Georgia and $3,127 more than in Alabama. Read the Florida guide.
Utah paychecks in brief
Utah taxes income at a single flat rate of 4.45% for 2026, cut from 4.5% by SB 60 and retroactive to January 1. There is no standard deduction; a taxpayer tax credit takes its place and shrinks as income rises. A single filer earning $75,000 owes $3,103 to Utah after a $235 credit and takes home $58,489, or $2,250 every two weeks. Because the rate cut reached withholding tables only in June, many Utah workers were over-withheld early in 2026. Read the Utah guide.
Florida vs Utah: FAQ
Does Florida or Utah have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $3,103 more a year in Florida than in Utah ($259 a month). Florida has no state income tax. Utah has a flat 4.45% income tax for 2026.
What salary in Utah equals $75,000 in Florida?
To take home the same $61,592 that $75,000 leaves in Florida, you would need about $79,800 in Utah, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Florida than in Utah?
At $150,000 the gap is $6,675 a year: $113,791 in Florida versus $107,116 in Utah. With flat or no state tax, the gap grows roughly in line with salary.