West Virginia Take-Home Pay Calculator

West Virginia starts from federal adjusted gross income and subtracts a $2,000 personal exemption for each person on the return. There is no standard deduction, so almost all of your wages are taxable. The five brackets run 2.11% up to $10,000, 2.81% up to $25,000, 3.16% up to $40,000, 4.22% up to $60,000, and 4.58% above that.

Those bracket limits are the same for single filers and married couples filing jointly, which is unusual. A couple does get two exemptions, but their combined income fills the brackets twice as fast as a single filer's, so marriage can raise the household's West Virginia tax.

SB 392, signed in March 2026, cut every bracket rate for 2026 and lowered the top rate from 4.82% to 4.58%, retroactive to January 1. It was the third rate cut in a row, and state law ties further cuts to revenue growth. The Tax Division issued a new withholding formula mid-year, so paychecks earlier in 2026 were withheld at the old rates and many workers will get the difference back as a refund. Pre-tax 401(k), HSA, and health premium contributions reduce West Virginia tax because they never reach federal AGI.

Subtract the $2,000 exemption from $75,000 to get $73,000 of West Virginia taxable income. The brackets then produce $211 at 2.11%, $422 at 2.81%, $474 at 3.16%, $844 at 4.22%, and $595 on the last $13,000 at 4.58%. The total is $2,546, an effective rate of 3.39%.

On the federal side, taxable income is $58,900 after the $16,100 standard deduction, and the tax is $7,670. Social Security takes $4,650 and Medicare $1,088.

That leaves $59,046 a year, about $4,921 a month. A married couple filing jointly on $75,000 pays $2,454 to West Virginia, only $92 less than the single filer, because they share the same brackets. The West Virginia $75,000 salary page splits the single-filer figure by pay period.

West Virginia cities do not levy an income tax, but several charge a flat weekly fee on people who work inside city limits. Charleston's city service fee and Huntington's municipal service fee are the best known, and employers withhold them from pay. Our estimate does not include these fees.

The state has no disability insurance or paid family leave premium, and unemployment tax is paid by employers. Apart from the city fees, a West Virginia stub shows federal tax, FICA, and state income tax.

West Virginia has reciprocity agreements with Kentucky, Maryland, Ohio, Pennsylvania, and Virginia. A resident of any of those states who earns only wages in West Virginia files Form WV/IT-104R with the employer to stop West Virginia withholding and pays income tax at home. West Virginia residents use Form WV/IT-104 to set state withholding with their own employer.

The agreements work both ways and cover state income tax only. A Wheeling resident who works in Steubenville or St. Clairsville pays West Virginia, not Ohio, but Ohio city income tax still applies. Kentucky's local occupational taxes reach Huntington-area residents who work in Ashland. Morgantown residents working in Pennsylvania may also see a Pennsylvania local tax line.

Virginia's side of the agreement has conditions: a West Virginia resident is exempt from Virginia tax only with 183 days or less in Virginia, no home there, and only wage income there. Eastern Panhandle commuters into Winchester should file Virginia's Form VA-4 exemption each year.

At $75,000 West Virginia ranks 26th of 51 for take-home, and 24th at $150,000. It beats Virginia by $952 and Maryland by $651, before Maryland's county tax. It trails Kentucky by $39, Pennsylvania by $244, and Ohio by $1,258, though Ohio, Pennsylvania, and Kentucky add local wage taxes that the state figures leave out.

Because of reciprocity, these comparisons matter only when you move, not when you commute. See Ohio vs West Virginia, Pennsylvania vs West Virginia, and Virginia vs West Virginia for other salaries.