Arizona vs Iowa Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $572 more a year in Arizona than in Iowa ($48 a month).
Arizona
2.5% flat state income tax
$59,926
take-home on $75,000 · $4,994/month
12th of 51 states for take-home pay
Arizona paycheck calculator ›Iowa
3.8% flat state income tax
$59,354
take-home on $75,000 · $4,946/month
15th of 51 states for take-home pay
Iowa paycheck calculator ›Take-home pay in Arizona and Iowa by salary
| Salary | Arizona | Iowa | Difference |
|---|---|---|---|
| $40,000 | $33,529 | $33,412 | $117 more in Arizona |
| $50,000 | $41,314 | $41,067 | $247 more in Arizona |
| $60,000 | $49,099 | $48,722 | $377 more in Arizona |
| $75,000 | $59,926 | $59,354 | $572 more in Arizona |
| $100,000 | $76,889 | $75,992 | $897 more in Arizona |
| $125,000 | $93,788 | $92,566 | $1,222 more in Arizona |
| $150,000 | $110,250 | $108,703 | $1,547 more in Arizona |
| $200,000 | $144,136 | $141,939 | $2,197 more in Arizona |
Single filer, standard deduction, no local tax. To match $75,000 in Arizona you would need about $75,850 in Iowa; to match $75,000 in Iowa you would need about $74,150 in Arizona.
How Arizona and Iowa tax wages
| 2026 | Arizona | Iowa |
|---|---|---|
| Income tax | a flat 2.5% income tax | a flat 3.8% income tax |
| Top rate | 2.5% | 3.8% |
| Standard deduction | $8,350 single | $16,100 single |
| State tax on $75k | $1,666 (2.2%) | $2,238 (3.0%) |
| Local wage taxes | No | Yes (3 modeled) |
| Reciprocity | None | Illinois |
Arizona vs Iowa: FAQ
Does Arizona or Iowa have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $572 more a year in Arizona than in Iowa ($48 a month). Arizona has a flat 2.5% income tax for 2026. Iowa has a flat 3.8% income tax for 2026.
What salary in Iowa equals $75,000 in Arizona?
To take home the same $59,926 that $75,000 leaves in Arizona, you would need about $75,850 in Iowa, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Arizona than in Iowa?
At $150,000 the gap is $1,547 a year: $110,250 in Arizona versus $108,703 in Iowa. With flat or no state tax, the gap grows roughly in line with salary.
What if I live in Arizona and work in Iowa?
Arizona and Iowa do not have a reciprocity agreement, so Iowa withholds tax on wages earned there and Arizona generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the Arizona vs Iowa comparison?
Iowa has local wage taxes in places like Des Moines (School district surtax), Cedar Rapids (School district surtax), Davenport (School district surtax). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.