Arizona vs Mississippi Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $795 more a year in Arizona than in Mississippi ($66 a month).
Arizona
2.5% flat state income tax
$60,119
take-home on $75,000 · $5,010/month
12th of 51 states for take-home pay
Arizona paycheck calculator ›Mississippi
4% flat state income tax
$59,324
take-home on $75,000 · $4,944/month
17th of 51 states for take-home pay
Mississippi paycheck calculator ›Take-home pay in Arizona and Mississippi by salary
| Salary | Arizona | Mississippi | Difference |
|---|---|---|---|
| $40,000 | $33,722 | $33,452 | $270 more in Arizona |
| $50,000 | $41,507 | $41,087 | $420 more in Arizona |
| $60,000 | $49,292 | $48,722 | $570 more in Arizona |
| $75,000 | $60,119 | $59,324 | $795 more in Arizona |
| $100,000 | $77,082 | $75,912 | $1,170 more in Arizona |
| $125,000 | $93,980 | $92,436 | $1,545 more in Arizona |
| $150,000 | $110,443 | $108,523 | $1,920 more in Arizona |
| $200,000 | $144,329 | $141,659 | $2,670 more in Arizona |
Single filer, standard deduction, no local tax. To match $75,000 in Arizona you would need about $76,200 in Mississippi; to match $75,000 in Mississippi you would need about $73,850 in Arizona.
How Arizona and Mississippi tax wages
| 2026 | Arizona | Mississippi |
|---|---|---|
| Income tax | a flat 2.5% income tax | a flat 4% rate on income above $10,000 |
| Top rate | 2.5% | 4% |
| Standard deduction | $16,100 single | $2,300 single |
| State tax on $75k | $1,473 (2.0%) | $2,268 (3.0%) |
| Local wage taxes | No | No |
| Reciprocity | None | None |
| 2026 change | No rate change | Mississippi cut its rate on income above $10,000 from 4.4% to 4.0% for 2026, with further cuts scheduled through 2030. |
Moving between Arizona and Mississippi
Moving from Arizona to Mississippi
Moving to Mississippi from Alabama raises take-home pay at $75,000 by $859 a year, and the gap should grow as the state's scheduled cuts take effect; from Arkansas the gain is just $19. From Tennessee you will pay $2,268 more at that salary. There are no city income taxes to factor in, so the state rate is the only new tax on your wages. Mississippi taxes you as a part-year resident from the date you move in.
Moving from Mississippi to Arizona
Moving to Arizona from California raises take-home pay by $1,192 at $75,000, and from Utah by $1,630. Coming from Nevada, you start paying state income tax: $1,473 at that salary. Arizona has no city income taxes, so the statewide figure applies whether you settle in Phoenix, Tucson, or Flagstaff. Turn in Form A-4 on your first day so your employer does not fall back on the default percentage.
Arizona paychecks in brief
Arizona taxes wages at a flat 2.5%, one of the lowest income tax rates in the country, after a standard deduction that matches the federal $16,100 in our estimate. On a $75,000 salary, a single filer sends $1,473 to the Arizona Department of Revenue and nets $60,119 for the year, which works out to $2,312 per biweekly check. Withholding is the unusual part: on Form A-4 you choose a flat percentage of each paycheck, and the default does not track your actual bill. Read the Arizona guide.
Mississippi paychecks in brief
Mississippi cut its income tax rate from 4.4% to 4% for 2026, and the first $10,000 of taxable income is still taxed at 0%. After a $2,300 standard deduction and a $6,000 personal exemption, a single filer earning $75,000 owes $2,268 to the state and takes home $59,324, or $2,282 every two weeks. More cuts are already scheduled through 2030, so Mississippi withholding should keep shrinking each January. Read the Mississippi guide.
Arizona vs Mississippi: FAQ
Does Arizona or Mississippi have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $795 more a year in Arizona than in Mississippi ($66 a month). Arizona has a flat 2.5% income tax for 2026. Mississippi has a flat 4% rate on income above $10,000 for 2026.
What salary in Mississippi equals $75,000 in Arizona?
To take home the same $60,119 that $75,000 leaves in Arizona, you would need about $76,200 in Mississippi, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Arizona than in Mississippi?
At $150,000 the gap is $1,920 a year: $110,443 in Arizona versus $108,523 in Mississippi. With flat or no state tax, the gap grows roughly in line with salary.
What if I live in Arizona and work in Mississippi?
Arizona and Mississippi do not have a reciprocity agreement, so Mississippi withholds tax on wages earned there and Arizona generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.