Colorado vs Maryland Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $759 more a year in Colorado than in Maryland ($63 a month).
Colorado
4.4% flat state income tax
$59,000
take-home on $75,000 · $4,917/month
21st of 51 states for take-home pay
Colorado paycheck calculator ›Maryland
2% - 6.5% state income tax
$58,241
take-home on $75,000 · $4,853/month
38th of 51 states for take-home pay
Maryland paycheck calculator ›Take-home pay in Colorado and Maryland by salary
| Salary | Colorado | Maryland | Difference |
|---|---|---|---|
| $40,000 | $33,268 | $32,632 | $636 more in Colorado |
| $50,000 | $40,863 | $40,192 | $671 more in Colorado |
| $60,000 | $48,458 | $47,752 | $706 more in Colorado |
| $75,000 | $59,000 | $58,241 | $759 more in Colorado |
| $100,000 | $75,488 | $74,642 | $846 more in Colorado |
| $125,000 | $91,911 | $90,923 | $988 more in Colorado |
| $150,000 | $107,899 | $106,707 | $1,192 more in Colorado |
| $200,000 | $140,835 | $139,101 | $1,734 more in Colorado |
Single filer, standard deduction, no local tax. To match $75,000 in Colorado you would need about $76,150 in Maryland; to match $75,000 in Maryland you would need about $73,850 in Colorado.
How Colorado and Maryland tax wages
| 2026 | Colorado | Maryland |
|---|---|---|
| Income tax | a flat 4.4% income tax | 10 brackets from 2% to 6.5% |
| Top rate | 4.4% | 6.5% |
| Standard deduction | Federal ($16,100 single) | $3,350 single |
| State tax on $75k | $2,592 (3.5%) | $3,351 (4.5%) |
| Local wage taxes | Yes (4 modeled) | Yes (6 modeled) |
| Reciprocity | None | District of Columbia, Pennsylvania, Virginia, West Virginia |
| 2026 change | No rate change | Maryland added 6.25% and 6.5% brackets for high earners, effective for 2025 and later years. |
Colorado vs Maryland: FAQ
Does Colorado or Maryland have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $759 more a year in Colorado than in Maryland ($63 a month). Colorado has a flat 4.4% income tax for 2026. Maryland has 10 brackets from 2% to 6.5% for 2026. For single filers the top 6.5% rate starts at $1,000,000 of taxable income.
What salary in Maryland equals $75,000 in Colorado?
To take home the same $59,000 that $75,000 leaves in Colorado, you would need about $76,150 in Maryland, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Colorado than in Maryland?
At $150,000 the gap is $1,192 a year: $107,899 in Colorado versus $106,707 in Maryland. Progressive brackets make the difference grow faster as income rises.
What if I live in Colorado and work in Maryland?
Colorado and Maryland do not have a reciprocity agreement, so Maryland withholds tax on wages earned there and Colorado generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the Colorado vs Maryland comparison?
Colorado has local wage taxes in places like Denver ($5.75/month), Greenwood Village ($2/month), Sheridan ($3/month). Maryland has local wage taxes in places like Baltimore (3.2% (County)), Columbia (3.2% (Howard County)), Frederick (2.96% / 2.25% (Frederick County)). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.