Maryland vs Pennsylvania Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $1,048 more a year in Pennsylvania than in Maryland ($87 a month).
Maryland
2% - 6.5% state income tax
$58,241
take-home on $75,000 · $4,853/month
38th of 51 states for take-home pay
Maryland paycheck calculator ›Pennsylvania
3.07% flat state income tax
$59,290
take-home on $75,000 · $4,941/month
16th of 51 states for take-home pay
Pennsylvania paycheck calculator ›Take-home pay in Maryland and Pennsylvania by salary
| Salary | Maryland | Pennsylvania | Difference |
|---|---|---|---|
| $40,000 | $32,632 | $33,092 | $460 more in Pennsylvania |
| $50,000 | $40,192 | $40,820 | $628 more in Pennsylvania |
| $60,000 | $47,752 | $48,548 | $796 more in Pennsylvania |
| $75,000 | $58,241 | $59,290 | $1,048 more in Pennsylvania |
| $100,000 | $74,642 | $76,110 | $1,468 more in Pennsylvania |
| $125,000 | $90,923 | $92,866 | $1,942 more in Pennsylvania |
| $150,000 | $106,707 | $109,186 | $2,479 more in Pennsylvania |
| $200,000 | $139,101 | $142,787 | $3,686 more in Pennsylvania |
Single filer, standard deduction, no local tax. To match $75,000 in Maryland you would need about $73,450 in Pennsylvania; to match $75,000 in Pennsylvania you would need about $76,600 in Maryland.
How Maryland and Pennsylvania tax wages
| 2026 | Maryland | Pennsylvania |
|---|---|---|
| Income tax | 10 brackets from 2% to 6.5% | a flat 3.07% income tax |
| Top rate | 6.5% | 3.07% |
| Standard deduction | $3,350 single | None (exemptions or credits only) |
| State tax on $75k | $3,351 (4.5%) | $2,303 (3.1%) |
| Local wage taxes | Yes (6 modeled) | Yes (13 modeled) |
| Reciprocity | District of Columbia, Pennsylvania, Virginia, West Virginia | New Jersey, Ohio, Virginia, West Virginia, Indiana, Maryland |
| 2026 change | Maryland added 6.25% and 6.5% brackets for high earners, effective for 2025 and later years. | No rate change |
Maryland vs Pennsylvania: FAQ
Does Maryland or Pennsylvania have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $1,048 more a year in Pennsylvania than in Maryland ($87 a month). Maryland has 10 brackets from 2% to 6.5% for 2026. For single filers the top 6.5% rate starts at $1,000,000 of taxable income. Pennsylvania has a flat 3.07% income tax for 2026.
What salary in Pennsylvania equals $75,000 in Maryland?
To take home the same $58,241 that $75,000 leaves in Maryland, you would need about $73,450 in Pennsylvania, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Pennsylvania than in Maryland?
At $150,000 the gap is $2,479 a year: $106,707 in Maryland versus $109,186 in Pennsylvania. Progressive brackets make the difference grow faster as income rises.
Do Maryland and Pennsylvania have a reciprocity agreement?
Yes. If you live in one of these states and work in the other, you can usually file a nonresident exemption form with your employer so only your home state withholds income tax.
Do local taxes change the Maryland vs Pennsylvania comparison?
Maryland has local wage taxes in places like Baltimore (3.2% (County)), Columbia (3.2% (Howard County)), Frederick (2.96% / 2.25% (Frederick County)). Pennsylvania has local wage taxes in places like Philadelphia (3.735% / 3.425%), Pittsburgh (3% / 1%), Allentown (1.975% / 1.28%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.