Maryland vs Texas Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $3,351 more a year in Texas than in Maryland ($279 a month).
Maryland
2% - 6.5% state income tax
$58,241
take-home on $75,000 · $4,853/month
38th of 51 states for take-home pay
Maryland paycheck calculator ›Texas
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Texas paycheck calculator ›Take-home pay in Maryland and Texas by salary
| Salary | Maryland | Texas | Difference |
|---|---|---|---|
| $40,000 | $32,632 | $34,320 | $1,688 more in Texas |
| $50,000 | $40,192 | $42,355 | $2,163 more in Texas |
| $60,000 | $47,752 | $50,390 | $2,638 more in Texas |
| $75,000 | $58,241 | $61,592 | $3,351 more in Texas |
| $100,000 | $74,642 | $79,180 | $4,538 more in Texas |
| $125,000 | $90,923 | $96,703 | $5,780 more in Texas |
| $150,000 | $106,707 | $113,791 | $7,084 more in Texas |
| $200,000 | $139,101 | $148,927 | $9,826 more in Texas |
Single filer, standard deduction, no local tax. To match $75,000 in Maryland you would need about $70,250 in Texas; to match $75,000 in Texas you would need about $80,100 in Maryland.
How Maryland and Texas tax wages
| 2026 | Maryland | Texas |
|---|---|---|
| Income tax | 10 brackets from 2% to 6.5% | no state income tax |
| Top rate | 6.5% | 0% |
| Standard deduction | $3,350 single | Not applicable |
| State tax on $75k | $3,351 (4.5%) | $0 (0.0%) |
| Local wage taxes | Yes (6 modeled) | No |
| Reciprocity | District of Columbia, Pennsylvania, Virginia, West Virginia | None |
| 2026 change | Maryland added 6.25% and 6.5% brackets for high earners, effective for 2025 and later years. | No rate change |
Maryland vs Texas: FAQ
Does Maryland or Texas have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $3,351 more a year in Texas than in Maryland ($279 a month). Maryland has 10 brackets from 2% to 6.5% for 2026. For single filers the top 6.5% rate starts at $1,000,000 of taxable income. Texas has no state income tax.
What salary in Texas equals $75,000 in Maryland?
To take home the same $58,241 that $75,000 leaves in Maryland, you would need about $70,250 in Texas, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Texas than in Maryland?
At $150,000 the gap is $7,084 a year: $106,707 in Maryland versus $113,791 in Texas. Progressive brackets make the difference grow faster as income rises.
Do local taxes change the Maryland vs Texas comparison?
Maryland has local wage taxes in places like Baltimore (3.2% (County)), Columbia (3.2% (Howard County)), Frederick (2.96% / 2.25% (Frederick County)). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.