Georgia vs Iowa Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $1,032 more a year in Iowa than in Georgia ($86 a month).
Georgia
5.19% flat state income tax
$58,322
take-home on $75,000 · $4,860/month
37th of 51 states for take-home pay
Georgia paycheck calculator ›Iowa
3.8% flat state income tax
$59,354
take-home on $75,000 · $4,946/month
15th of 51 states for take-home pay
Iowa paycheck calculator ›Take-home pay in Georgia and Iowa by salary
| Salary | Georgia | Iowa | Difference |
|---|---|---|---|
| $40,000 | $32,867 | $33,412 | $545 more in Iowa |
| $50,000 | $40,383 | $41,067 | $684 more in Iowa |
| $60,000 | $47,899 | $48,722 | $823 more in Iowa |
| $75,000 | $58,322 | $59,354 | $1,032 more in Iowa |
| $100,000 | $74,613 | $75,992 | $1,379 more in Iowa |
| $125,000 | $90,838 | $92,566 | $1,727 more in Iowa |
| $150,000 | $106,629 | $108,703 | $2,074 more in Iowa |
| $200,000 | $139,170 | $141,939 | $2,769 more in Iowa |
Single filer, standard deduction, no local tax. To match $75,000 in Georgia you would need about $73,450 in Iowa; to match $75,000 in Iowa you would need about $76,600 in Georgia.
How Georgia and Iowa tax wages
| 2026 | Georgia | Iowa |
|---|---|---|
| Income tax | a flat 5.19% income tax | a flat 3.8% income tax |
| Top rate | 5.19% | 3.8% |
| Standard deduction | $12,000 single | $16,100 single |
| State tax on $75k | $3,270 (4.4%) | $2,238 (3.0%) |
| Local wage taxes | No | Yes (3 modeled) |
| Reciprocity | None | Illinois |
| 2026 change | Georgia cut its flat rate from 5.39% to 5.19%, retroactive to January 1, 2025. | No rate change |
Georgia vs Iowa: FAQ
Does Georgia or Iowa have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $1,032 more a year in Iowa than in Georgia ($86 a month). Georgia has a flat 5.19% income tax for 2026. Iowa has a flat 3.8% income tax for 2026.
What salary in Iowa equals $75,000 in Georgia?
To take home the same $58,322 that $75,000 leaves in Georgia, you would need about $73,450 in Iowa, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Iowa than in Georgia?
At $150,000 the gap is $2,074 a year: $106,629 in Georgia versus $108,703 in Iowa. With flat or no state tax, the gap grows roughly in line with salary.
What if I live in Georgia and work in Iowa?
Georgia and Iowa do not have a reciprocity agreement, so Iowa withholds tax on wages earned there and Georgia generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the Georgia vs Iowa comparison?
Iowa has local wage taxes in places like Des Moines (School district surtax), Cedar Rapids (School district surtax), Davenport (School district surtax). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.