Florida vs Maryland Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $3,197 more a year in Florida than in Maryland ($266 a month).
Florida
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Florida paycheck calculator ›Maryland
2% - 6.5% state income tax
$58,395
take-home on $75,000 · $4,866/month
39th of 51 states for take-home pay
Maryland paycheck calculator ›Take-home pay in Florida and Maryland by salary
| Salary | Florida | Maryland | Difference |
|---|---|---|---|
| $40,000 | $34,320 | $32,786 | $1,534 more in Florida |
| $50,000 | $42,355 | $40,346 | $2,009 more in Florida |
| $60,000 | $50,390 | $47,906 | $2,484 more in Florida |
| $75,000 | $61,592 | $58,395 | $3,197 more in Florida |
| $100,000 | $79,180 | $74,796 | $4,384 more in Florida |
| $125,000 | $96,703 | $91,006 | $5,698 more in Florida |
| $150,000 | $113,791 | $106,751 | $7,040 more in Florida |
| $200,000 | $148,927 | $139,104 | $9,823 more in Florida |
Single filer, standard deduction, no local tax. To match $75,000 in Florida you would need about $79,850 in Maryland; to match $75,000 in Maryland you would need about $70,450 in Florida.
How Florida and Maryland tax wages
| 2026 | Florida | Maryland |
|---|---|---|
| Income tax | no state income tax | 10 brackets from 2% to 6.5% |
| Top rate | 0% | 6.5% |
| Standard deduction | Not applicable | $3,400 single |
| State tax on $75k | $0 (0.0%) | $3,197 (4.3%) |
| Local wage taxes | No | Yes (6 modeled) |
| Reciprocity | None | District of Columbia, Pennsylvania, Virginia, West Virginia |
| 2026 change | No rate change | Maryland added 6.25% and 6.5% brackets for high earners, effective for 2025 and later years. |
Moving between Florida and Maryland
Moving from Florida to Maryland
Moving to Maryland, plan for two income taxes: the state's, at $3,197 for a single $75,000 earner, and your county's, $2,189 in a 3.2% county. If you are deciding between Maryland and Northern Virginia for a DC job, the county tax is usually the deciding difference. Frederick and Anne Arundel counties cost a little less at middle incomes.
Moving from Maryland to Florida
Moving to Florida removes state income tax entirely. A $75,000 earner coming from Georgia gains $2,994 a year, and the savings grow with income. Plan for higher homeowners' insurance and property tax in many coastal counties, and cut ties with your former state promptly: change your license, voter registration, and mailing address, and file a part-year return there for the year you move.
Florida paychecks in brief
Florida has no personal income tax, so the only taxes on a Florida paycheck in 2026 are federal income tax, Social Security, and Medicare. A single filer earning $75,000 takes home $61,592 a year, or $2,369 every two weeks, which ties Florida for first among the states and DC. That is $2,994 more than the same worker keeps in Georgia and $3,127 more than in Alabama. Read the Florida guide.
Maryland paychecks in brief
Maryland taxes wages in ten brackets from 2% to 6.5%, but nearly every middle-income dollar falls in the 4.75% bracket. A single filer earning $75,000 pays $3,197 to the state and takes home $58,395 before local tax. The defining Maryland feature is the county income tax every resident pays on top, based on where you live: 3.2% in Montgomery, Howard, and Baltimore, or $2,189 at that salary. Since 2025 Maryland also has new 6.25% and 6.5% brackets for high earners. Read the Maryland guide.
Florida vs Maryland: FAQ
Does Florida or Maryland have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $3,197 more a year in Florida than in Maryland ($266 a month). Florida has no state income tax. Maryland has 10 brackets from 2% to 6.5% for 2026. For single filers the top 6.5% rate starts at $1,000,000 of taxable income.
What salary in Maryland equals $75,000 in Florida?
To take home the same $61,592 that $75,000 leaves in Florida, you would need about $79,850 in Maryland, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Florida than in Maryland?
At $150,000 the gap is $7,040 a year: $113,791 in Florida versus $106,751 in Maryland. Progressive brackets make the difference grow faster as income rises.
Do local taxes change the Florida vs Maryland comparison?
Maryland has local wage taxes in places like Baltimore (3.2% (County)), Columbia (3.2% (Howard County)), Frederick (2.96% / 2.25% (Frederick County)). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.