Minnesota vs New York Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $124 more a year in New York than in Minnesota ($10 a month).
Minnesota
5.35% - 9.85% state income tax
$58,015
take-home on $75,000 · $4,835/month
44th of 51 states for take-home pay
Minnesota paycheck calculator ›New York
3.9% - 10.9% state income tax
$58,139
take-home on $75,000 · $4,845/month
42nd of 51 states for take-home pay
New York paycheck calculator ›Take-home pay in Minnesota and New York by salary
| Salary | Minnesota | New York | Difference |
|---|---|---|---|
| $40,000 | $32,999 | $32,757 | $242 more in Minnesota |
| $50,000 | $40,478 | $40,252 | $226 more in Minnesota |
| $60,000 | $47,833 | $47,747 | $86 more in Minnesota |
| $75,000 | $58,015 | $58,139 | $124 more in New York |
| $100,000 | $73,903 | $74,320 | $417 more in New York |
| $125,000 | $89,725 | $90,369 | $644 more in New York |
| $150,000 | $104,849 | $105,981 | $1,132 more in New York |
| $200,000 | $136,060 | $138,167 | $2,107 more in New York |
Single filer, standard deduction, no local tax. To match $75,000 in Minnesota you would need about $74,800 in New York; to match $75,000 in New York you would need about $75,200 in Minnesota.
How Minnesota and New York tax wages
| 2026 | Minnesota | New York |
|---|---|---|
| Income tax | 4 brackets from 5.35% to 9.85% | 9 brackets from 3.9% to 10.9% |
| Top rate | 9.85% | 10.9% |
| Standard deduction | $15,300 single | $8,000 single |
| State tax on $75k | $3,577 (4.8%) | $3,453 (4.6%) |
| Local wage taxes | No | Yes (2 modeled) |
| Reciprocity | Michigan, North Dakota | None |
Minnesota vs New York: FAQ
Does Minnesota or New York have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $124 more a year in New York than in Minnesota ($10 a month). Minnesota has 4 brackets from 5.35% to 9.85% for 2026. For single filers the top 9.85% rate starts at $203,150 of taxable income. New York has 9 brackets from 3.9% to 10.9% for 2026. For single filers the top 10.9% rate starts at $25,000,000 of taxable income.
What salary in New York equals $75,000 in Minnesota?
To take home the same $58,015 that $75,000 leaves in Minnesota, you would need about $74,800 in New York, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in New York than in Minnesota?
At $150,000 the gap is $1,132 a year: $104,849 in Minnesota versus $105,981 in New York. Progressive brackets make the difference grow faster as income rises.
What if I live in Minnesota and work in New York?
Minnesota and New York do not have a reciprocity agreement, so New York withholds tax on wages earned there and Minnesota generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the Minnesota vs New York comparison?
New York has local wage taxes in places like New York City (3.078%-3.876%), Yonkers (1.96% / 0.5%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.