Arizona vs Minnesota Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $1,911 more a year in Arizona than in Minnesota ($159 a month).
Arizona
2.5% flat state income tax
$59,926
take-home on $75,000 · $4,994/month
12th of 51 states for take-home pay
Arizona paycheck calculator ›Minnesota
5.35% - 9.85% state income tax
$58,015
take-home on $75,000 · $4,835/month
44th of 51 states for take-home pay
Minnesota paycheck calculator ›Take-home pay in Arizona and Minnesota by salary
| Salary | Arizona | Minnesota | Difference |
|---|---|---|---|
| $40,000 | $33,529 | $32,999 | $530 more in Arizona |
| $50,000 | $41,314 | $40,478 | $836 more in Arizona |
| $60,000 | $49,099 | $47,833 | $1,266 more in Arizona |
| $75,000 | $59,926 | $58,015 | $1,911 more in Arizona |
| $100,000 | $76,889 | $73,903 | $2,986 more in Arizona |
| $125,000 | $93,788 | $89,725 | $4,063 more in Arizona |
| $150,000 | $110,250 | $104,849 | $5,401 more in Arizona |
| $200,000 | $144,136 | $136,060 | $8,076 more in Arizona |
Single filer, standard deduction, no local tax. To match $75,000 in Arizona you would need about $78,000 in Minnesota; to match $75,000 in Minnesota you would need about $72,200 in Arizona.
How Arizona and Minnesota tax wages
| 2026 | Arizona | Minnesota |
|---|---|---|
| Income tax | a flat 2.5% income tax | 4 brackets from 5.35% to 9.85% |
| Top rate | 2.5% | 9.85% |
| Standard deduction | $8,350 single | $15,300 single |
| State tax on $75k | $1,666 (2.2%) | $3,577 (4.8%) |
| Local wage taxes | No | No |
| Reciprocity | None | Michigan, North Dakota |
Arizona vs Minnesota: FAQ
Does Arizona or Minnesota have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $1,911 more a year in Arizona than in Minnesota ($159 a month). Arizona has a flat 2.5% income tax for 2026. Minnesota has 4 brackets from 5.35% to 9.85% for 2026. For single filers the top 9.85% rate starts at $203,150 of taxable income.
What salary in Minnesota equals $75,000 in Arizona?
To take home the same $59,926 that $75,000 leaves in Arizona, you would need about $78,000 in Minnesota, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Arizona than in Minnesota?
At $150,000 the gap is $5,401 a year: $110,250 in Arizona versus $104,849 in Minnesota. Progressive brackets make the difference grow faster as income rises.
What if I live in Arizona and work in Minnesota?
Arizona and Minnesota do not have a reciprocity agreement, so Minnesota withholds tax on wages earned there and Arizona generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.