Maryland vs New York Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $102 more a year in Maryland than in New York ($9 a month).
Maryland
2% - 6.5% state income tax
$58,241
take-home on $75,000 · $4,853/month
38th of 51 states for take-home pay
Maryland paycheck calculator ›New York
3.9% - 10.9% state income tax
$58,139
take-home on $75,000 · $4,845/month
42nd of 51 states for take-home pay
New York paycheck calculator ›Take-home pay in Maryland and New York by salary
| Salary | Maryland | New York | Difference |
|---|---|---|---|
| $40,000 | $32,632 | $32,757 | $125 more in New York |
| $50,000 | $40,192 | $40,252 | $60 more in New York |
| $60,000 | $47,752 | $47,747 | $5 more in Maryland |
| $75,000 | $58,241 | $58,139 | $102 more in Maryland |
| $100,000 | $74,642 | $74,320 | $322 more in Maryland |
| $125,000 | $90,923 | $90,369 | $555 more in Maryland |
| $150,000 | $106,707 | $105,981 | $726 more in Maryland |
| $200,000 | $139,101 | $138,167 | $934 more in Maryland |
Single filer, standard deduction, no local tax. To match $75,000 in Maryland you would need about $75,150 in New York; to match $75,000 in New York you would need about $74,850 in Maryland.
How Maryland and New York tax wages
| 2026 | Maryland | New York |
|---|---|---|
| Income tax | 10 brackets from 2% to 6.5% | 9 brackets from 3.9% to 10.9% |
| Top rate | 6.5% | 10.9% |
| Standard deduction | $3,350 single | $8,000 single |
| State tax on $75k | $3,351 (4.5%) | $3,453 (4.6%) |
| Local wage taxes | Yes (6 modeled) | Yes (2 modeled) |
| Reciprocity | District of Columbia, Pennsylvania, Virginia, West Virginia | None |
| 2026 change | Maryland added 6.25% and 6.5% brackets for high earners, effective for 2025 and later years. | No rate change |
Maryland vs New York: FAQ
Does Maryland or New York have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $102 more a year in Maryland than in New York ($9 a month). Maryland has 10 brackets from 2% to 6.5% for 2026. For single filers the top 6.5% rate starts at $1,000,000 of taxable income. New York has 9 brackets from 3.9% to 10.9% for 2026. For single filers the top 10.9% rate starts at $25,000,000 of taxable income.
What salary in New York equals $75,000 in Maryland?
To take home the same $58,241 that $75,000 leaves in Maryland, you would need about $75,150 in New York, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Maryland than in New York?
At $150,000 the gap is $726 a year: $106,707 in Maryland versus $105,981 in New York. Progressive brackets make the difference grow faster as income rises.
What if I live in Maryland and work in New York?
Maryland and New York do not have a reciprocity agreement, so New York withholds tax on wages earned there and Maryland generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the Maryland vs New York comparison?
Maryland has local wage taxes in places like Baltimore (3.2% (County)), Columbia (3.2% (Howard County)), Frederick (2.96% / 2.25% (Frederick County)). New York has local wage taxes in places like New York City (3.078%-3.876%), Yonkers (1.96% / 0.5%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.