Minnesota vs Tennessee Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $3,577 more a year in Tennessee than in Minnesota ($298 a month).
Minnesota
5.35% - 9.85% state income tax
$58,015
take-home on $75,000 · $4,835/month
44th of 51 states for take-home pay
Minnesota paycheck calculator ›Tennessee
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Tennessee paycheck calculator ›Take-home pay in Minnesota and Tennessee by salary
| Salary | Minnesota | Tennessee | Difference |
|---|---|---|---|
| $40,000 | $32,999 | $34,320 | $1,321 more in Tennessee |
| $50,000 | $40,478 | $42,355 | $1,877 more in Tennessee |
| $60,000 | $47,833 | $50,390 | $2,557 more in Tennessee |
| $75,000 | $58,015 | $61,592 | $3,577 more in Tennessee |
| $100,000 | $73,903 | $79,180 | $5,277 more in Tennessee |
| $125,000 | $89,725 | $96,703 | $6,979 more in Tennessee |
| $150,000 | $104,849 | $113,791 | $8,942 more in Tennessee |
| $200,000 | $136,060 | $148,927 | $12,867 more in Tennessee |
Single filer, standard deduction, no local tax. To match $75,000 in Minnesota you would need about $69,900 in Tennessee; to match $75,000 in Tennessee you would need about $80,650 in Minnesota.
How Minnesota and Tennessee tax wages
| 2026 | Minnesota | Tennessee |
|---|---|---|
| Income tax | 4 brackets from 5.35% to 9.85% | no state income tax |
| Top rate | 9.85% | 0% |
| Standard deduction | $15,300 single | Not applicable |
| State tax on $75k | $3,577 (4.8%) | $0 (0.0%) |
| Local wage taxes | No | No |
| Reciprocity | Michigan, North Dakota | None |
Minnesota vs Tennessee: FAQ
Does Minnesota or Tennessee have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $3,577 more a year in Tennessee than in Minnesota ($298 a month). Minnesota has 4 brackets from 5.35% to 9.85% for 2026. For single filers the top 9.85% rate starts at $203,150 of taxable income. Tennessee has no state income tax.
What salary in Tennessee equals $75,000 in Minnesota?
To take home the same $58,015 that $75,000 leaves in Minnesota, you would need about $69,900 in Tennessee, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Tennessee than in Minnesota?
At $150,000 the gap is $8,942 a year: $104,849 in Minnesota versus $113,791 in Tennessee. Progressive brackets make the difference grow faster as income rises.