Tennessee vs Utah Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $3,375 more a year in Tennessee than in Utah ($281 a month).
Tennessee
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Tennessee paycheck calculator ›Utah
4.5% flat state income tax
$58,217
take-home on $75,000 · $4,851/month
39th of 51 states for take-home pay
Utah paycheck calculator ›Take-home pay in Tennessee and Utah by salary
| Salary | Tennessee | Utah | Difference |
|---|---|---|---|
| $40,000 | $34,320 | $32,520 | $1,800 more in Tennessee |
| $50,000 | $42,355 | $40,105 | $2,250 more in Tennessee |
| $60,000 | $50,390 | $47,690 | $2,700 more in Tennessee |
| $75,000 | $61,592 | $58,217 | $3,375 more in Tennessee |
| $100,000 | $79,180 | $74,680 | $4,500 more in Tennessee |
| $125,000 | $96,703 | $91,078 | $5,625 more in Tennessee |
| $150,000 | $113,791 | $107,041 | $6,750 more in Tennessee |
| $200,000 | $148,927 | $139,927 | $9,000 more in Tennessee |
Single filer, standard deduction, no local tax. To match $75,000 in Tennessee you would need about $80,150 in Utah; to match $75,000 in Utah you would need about $70,200 in Tennessee.
How Tennessee and Utah tax wages
| 2026 | Tennessee | Utah |
|---|---|---|
| Income tax | no state income tax | a flat 4.5% income tax |
| Top rate | 0% | 4.5% |
| Standard deduction | Not applicable | None (exemptions or credits only) |
| State tax on $75k | $0 (0.0%) | $3,375 (4.5%) |
| Local wage taxes | No | No |
| Reciprocity | None | None |
| 2026 change | No rate change | Utah cut its flat rate from 4.55% to 4.5%, retroactive to January 1, 2025. |
Tennessee vs Utah: FAQ
Does Tennessee or Utah have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $3,375 more a year in Tennessee than in Utah ($281 a month). Tennessee has no state income tax. Utah has a flat 4.5% income tax for 2026.
What salary in Utah equals $75,000 in Tennessee?
To take home the same $61,592 that $75,000 leaves in Tennessee, you would need about $80,150 in Utah, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Tennessee than in Utah?
At $150,000 the gap is $6,750 a year: $113,791 in Tennessee versus $107,041 in Utah. With flat or no state tax, the gap grows roughly in line with salary.