Arizona vs Maryland Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $1,685 more a year in Arizona than in Maryland ($140 a month).
Arizona
2.5% flat state income tax
$59,926
take-home on $75,000 · $4,994/month
12th of 51 states for take-home pay
Arizona paycheck calculator ›Maryland
2% - 6.5% state income tax
$58,241
take-home on $75,000 · $4,853/month
38th of 51 states for take-home pay
Maryland paycheck calculator ›Take-home pay in Arizona and Maryland by salary
| Salary | Arizona | Maryland | Difference |
|---|---|---|---|
| $40,000 | $33,529 | $32,632 | $897 more in Arizona |
| $50,000 | $41,314 | $40,192 | $1,122 more in Arizona |
| $60,000 | $49,099 | $47,752 | $1,347 more in Arizona |
| $75,000 | $59,926 | $58,241 | $1,685 more in Arizona |
| $100,000 | $76,889 | $74,642 | $2,247 more in Arizona |
| $125,000 | $93,788 | $90,923 | $2,864 more in Arizona |
| $150,000 | $110,250 | $106,707 | $3,543 more in Arizona |
| $200,000 | $144,136 | $139,101 | $5,035 more in Arizona |
Single filer, standard deduction, no local tax. To match $75,000 in Arizona you would need about $77,550 in Maryland; to match $75,000 in Maryland you would need about $72,500 in Arizona.
How Arizona and Maryland tax wages
| 2026 | Arizona | Maryland |
|---|---|---|
| Income tax | a flat 2.5% income tax | 10 brackets from 2% to 6.5% |
| Top rate | 2.5% | 6.5% |
| Standard deduction | $8,350 single | $3,350 single |
| State tax on $75k | $1,666 (2.2%) | $3,351 (4.5%) |
| Local wage taxes | No | Yes (6 modeled) |
| Reciprocity | None | District of Columbia, Pennsylvania, Virginia, West Virginia |
| 2026 change | No rate change | Maryland added 6.25% and 6.5% brackets for high earners, effective for 2025 and later years. |
Arizona vs Maryland: FAQ
Does Arizona or Maryland have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $1,685 more a year in Arizona than in Maryland ($140 a month). Arizona has a flat 2.5% income tax for 2026. Maryland has 10 brackets from 2% to 6.5% for 2026. For single filers the top 6.5% rate starts at $1,000,000 of taxable income.
What salary in Maryland equals $75,000 in Arizona?
To take home the same $59,926 that $75,000 leaves in Arizona, you would need about $77,550 in Maryland, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Arizona than in Maryland?
At $150,000 the gap is $3,543 a year: $110,250 in Arizona versus $106,707 in Maryland. Progressive brackets make the difference grow faster as income rises.
What if I live in Arizona and work in Maryland?
Arizona and Maryland do not have a reciprocity agreement, so Maryland withholds tax on wages earned there and Arizona generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the Arizona vs Maryland comparison?
Maryland has local wage taxes in places like Baltimore (3.2% (County)), Columbia (3.2% (Howard County)), Frederick (2.96% / 2.25% (Frederick County)). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.