Arizona vs Pennsylvania Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $636 more a year in Arizona than in Pennsylvania ($53 a month).
Arizona
2.5% flat state income tax
$59,926
take-home on $75,000 · $4,994/month
12th of 51 states for take-home pay
Arizona paycheck calculator ›Pennsylvania
3.07% flat state income tax
$59,290
take-home on $75,000 · $4,941/month
16th of 51 states for take-home pay
Pennsylvania paycheck calculator ›Take-home pay in Arizona and Pennsylvania by salary
| Salary | Arizona | Pennsylvania | Difference |
|---|---|---|---|
| $40,000 | $33,529 | $33,092 | $437 more in Arizona |
| $50,000 | $41,314 | $40,820 | $494 more in Arizona |
| $60,000 | $49,099 | $48,548 | $551 more in Arizona |
| $75,000 | $59,926 | $59,290 | $636 more in Arizona |
| $100,000 | $76,889 | $76,110 | $779 more in Arizona |
| $125,000 | $93,788 | $92,866 | $922 more in Arizona |
| $150,000 | $110,250 | $109,186 | $1,064 more in Arizona |
| $200,000 | $144,136 | $142,787 | $1,349 more in Arizona |
Single filer, standard deduction, no local tax. To match $75,000 in Arizona you would need about $75,950 in Pennsylvania; to match $75,000 in Pennsylvania you would need about $74,050 in Arizona.
How Arizona and Pennsylvania tax wages
| 2026 | Arizona | Pennsylvania |
|---|---|---|
| Income tax | a flat 2.5% income tax | a flat 3.07% income tax |
| Top rate | 2.5% | 3.07% |
| Standard deduction | $8,350 single | None (exemptions or credits only) |
| State tax on $75k | $1,666 (2.2%) | $2,303 (3.1%) |
| Local wage taxes | No | Yes (13 modeled) |
| Reciprocity | None | New Jersey, Ohio, Virginia, West Virginia, Indiana, Maryland |
Arizona vs Pennsylvania: FAQ
Does Arizona or Pennsylvania have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $636 more a year in Arizona than in Pennsylvania ($53 a month). Arizona has a flat 2.5% income tax for 2026. Pennsylvania has a flat 3.07% income tax for 2026.
What salary in Pennsylvania equals $75,000 in Arizona?
To take home the same $59,926 that $75,000 leaves in Arizona, you would need about $75,950 in Pennsylvania, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Arizona than in Pennsylvania?
At $150,000 the gap is $1,064 a year: $110,250 in Arizona versus $109,186 in Pennsylvania. With flat or no state tax, the gap grows roughly in line with salary.
What if I live in Arizona and work in Pennsylvania?
Arizona and Pennsylvania do not have a reciprocity agreement, so Pennsylvania withholds tax on wages earned there and Arizona generally gives residents a credit for tax paid to the other state. You effectively pay the higher of the two rates.
Do local taxes change the Arizona vs Pennsylvania comparison?
Pennsylvania has local wage taxes in places like Philadelphia (3.735% / 3.425%), Pittsburgh (3% / 1%), Allentown (1.975% / 1.28%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.