Pennsylvania vs Tennessee Taxes: Take-Home Pay Compared (2026)
On a $75,000 salary, a single filer keeps $2,303 more a year in Tennessee than in Pennsylvania ($192 a month).
Pennsylvania
3.07% flat state income tax
$59,290
take-home on $75,000 · $4,941/month
16th of 51 states for take-home pay
Pennsylvania paycheck calculator ›Tennessee
No state income tax on wages
$61,592
take-home on $75,000 · $5,133/month
1st of 51 states for take-home pay
Tennessee paycheck calculator ›Take-home pay in Pennsylvania and Tennessee by salary
| Salary | Pennsylvania | Tennessee | Difference |
|---|---|---|---|
| $40,000 | $33,092 | $34,320 | $1,228 more in Tennessee |
| $50,000 | $40,820 | $42,355 | $1,535 more in Tennessee |
| $60,000 | $48,548 | $50,390 | $1,842 more in Tennessee |
| $75,000 | $59,290 | $61,592 | $2,303 more in Tennessee |
| $100,000 | $76,110 | $79,180 | $3,070 more in Tennessee |
| $125,000 | $92,866 | $96,703 | $3,838 more in Tennessee |
| $150,000 | $109,186 | $113,791 | $4,605 more in Tennessee |
| $200,000 | $142,787 | $148,927 | $6,140 more in Tennessee |
Single filer, standard deduction, no local tax. To match $75,000 in Pennsylvania you would need about $71,750 in Tennessee; to match $75,000 in Tennessee you would need about $78,400 in Pennsylvania.
How Pennsylvania and Tennessee tax wages
| 2026 | Pennsylvania | Tennessee |
|---|---|---|
| Income tax | a flat 3.07% income tax | no state income tax |
| Top rate | 3.07% | 0% |
| Standard deduction | None (exemptions or credits only) | Not applicable |
| State tax on $75k | $2,303 (3.1%) | $0 (0.0%) |
| Local wage taxes | Yes (13 modeled) | No |
| Reciprocity | New Jersey, Ohio, Virginia, West Virginia, Indiana, Maryland | None |
Pennsylvania vs Tennessee: FAQ
Does Pennsylvania or Tennessee have lower income taxes in 2026?
On a $75,000 salary, a single filer keeps $2,303 more a year in Tennessee than in Pennsylvania ($192 a month). Pennsylvania has a flat 3.07% income tax for 2026. Tennessee has no state income tax.
What salary in Tennessee equals $75,000 in Pennsylvania?
To take home the same $59,290 that $75,000 leaves in Pennsylvania, you would need about $71,750 in Tennessee, based on income, payroll, and state taxes only. Housing and other living costs are not included.
How much more do high earners keep in Tennessee than in Pennsylvania?
At $150,000 the gap is $4,605 a year: $109,186 in Pennsylvania versus $113,791 in Tennessee. With flat or no state tax, the gap grows roughly in line with salary.
Do local taxes change the Pennsylvania vs Tennessee comparison?
Pennsylvania has local wage taxes in places like Philadelphia (3.735% / 3.425%), Pittsburgh (3% / 1%), Allentown (1.975% / 1.28%). Those are on top of the statewide figures above, so check the city calculators if you live or work in one of them.